I currently pay for my family's health care directly, since I'm unemployed at the moment. It costs us roughly $1500/mo. for a family of five.
That's the equivalent of three leased BMW 528i's sitting in my driveway - ghostly reminders of the outrageous runaway cost spiral of health care in this country. And every few years I get new ghostly BMW's when the leases expire. But I never own them, or even get to drive them.
But somebody is! Who is driving my three BMW's? Some guy at Pfizer probably has one of them.
If only I could buy good, practical health insurance, like the used Toyota 4-Runner that I actually drive. Room for the whole family!